Andy Karylin

Social Security Earnings Limit 2025 Under Fra. The earnings test limit only affects those under full retirement age (fra) who receive earned income from a job while also collecting social security. If you earn up to $23,400, your benefits won’t be reduced.

If you begin benefits before reaching fra and continue working, then the social security earnings limit applies, and it will reduce your benefits if you earn too much. If you are under full retirement age for the entire year, we deduct $1 from your benefit payments for every $2 you.